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HDFC Bank
HDFC Millennia Credit Card
★4.5
shoppingAnnual Fee
₹1,000
Joining Fee
₹1,000
Reward Rate
Up to 5%
Key Benefits
- ✦5% CashBack on Amazon, Flipkart, Myntra
- ✦2.5% CashBack on all spends via PayZapp/SmartBuy
- ✦1% CashBack on all other spends
Best Credit Cards in India 2025
Compare top credit cards across cashback, rewards, travel, and shopping categories. Find the right card and apply instantly.
💰 Cashback
✈️ Travel
🛍️ Shopping
⛽ Fuel
🎁 Rewards
🏦 Premium
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SBI Card
SBI Cashback Credit Card
★4.3
cashbackAnnual Fee
₹999
Joining Fee
₹999
Reward Rate
Up to 5%
Key Benefits
- ✦5% Cashback on all online spends
- ✦1% Cashback on all offline spends
- ✦No category restrictions on cashback
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ICICI Bank
Amazon Pay ICICI Credit Card
★4.7
shoppingAnnual Fee
FREE
Joining Fee
FREE
Reward Rate
Up to 5%
Key Benefits
- ✦5% back on Amazon for Prime members
- ✦3% back on Amazon for non-Prime members
- ✦2% back on 100+ Amazon Pay partner merchants
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HDFC Bank
HDFC Regalia Gold Credit Card
★4.4
travelAnnual Fee
₹2,500
Joining Fee
₹2,500
Reward Rate
4 Pts/₹150
Key Benefits
- ✦4 Reward Points per ₹150 spent
- ✦Complimentary airport lounge access (12 visits/yr)
- ✦10X rewards on SmartBuy portal
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Axis Bank
Axis Bank ACE Credit Card
★4.6
cashbackAnnual Fee
₹499
Joining Fee
₹499
Reward Rate
Up to 5%
Key Benefits
- ✦5% Cashback on bill payments & recharges (via GPay)
- ✦4% Cashback on Swiggy, Zomato, Ola
- ✦2% Cashback on all other spends
Frequently Asked Questions
Which is the best credit card in India for online shopping?
Amazon Pay ICICI Credit Card and HDFC Millennia are top picks for online shopping, offering up to 5% cashback on Amazon and Flipkart purchases.
Is there any lifetime free credit card in India?
Yes! Amazon Pay ICICI Credit Card has zero annual fee and no joining fee — making it one of the best lifetime free cards available.
How to compare credit cards?
Compare annual fees, joining fees, reward rates, welcome bonuses, and category-specific benefits. Use our comparison above to find the best match.